Posted on October 31, 2008 by coastlinetitle
What is a buyer’s market and is it a good thing?
Ample amount of homes, low prices and low interest rates are the prime ingredients that make up a buyers market. Each ingredient making up a buyer’s market offers you many benefits. Let’s take a closer look at how you may benefit if you were to [...]
Filed under: Real estate | Tagged: appraisal, Attorney, buyer, buyers, closings, Coastline, equity, high, home, house, Insurance, interest rates, Law, lawyer, lien, loan, low, market, mike valind, negotiate, property, purchase, Real estate, realtors, remote, reverse mortgage, seller, sellers, Title | 1 Comment »
Posted on October 22, 2008 by coastlinetitle
Doesn’t my sale contract, which specifies “marketable” title, cover me?
In theory, it should; but in reality, you would still need to initiate expensive legal action against the seller; and your recovery would be subject to the seller’s ability to pay damages.
Should I buy an owner’s policy now even if I have no equity [...]
Filed under: Title Insurance | Tagged: 1031 Tax Exchange, Attorney, Coastline, Commercial, county, deeds, equity, Florida, foreclose, foreclosure, home, house, Insurance, land, Law, loan, mortgage, Notary service, Pinellas, Pre Foreclosure sales, property, re-finance, Real estate, Realtor, refinance, Remote closings, Residential, Reverse Mortgages, Seminole Florida, Title | Leave a Comment »
Posted on October 20, 2008 by coastlinetitle
I’m refinancing, why do I need title insurance?
When you refinance you are obtaining a new loan, even if you stay with your original lender. Your lender will require lender’s title insurance to protect their investment in the property. You will not need to purchase a new owner’s title policy; the one you bought at closing [...]
Filed under: Title Insurance | Tagged: 1031 Tax Exchange, Attorney, Coastline, Commercial, county, deeds, equity, Florida, foreclose, foreclosure, home, house, Insurance, land, Law, loan, mortgage, Notary service, Pinellas, Pre Foreclosure sales, property, Real estate, Realtor, Remote closings, Residential, Reverse Mortgages, Seminole Florida, Title | 1 Comment »
Posted on October 9, 2008 by coastlinetitle
Common Title Problems
Here are three short stories on some common title problems:
Fraud & Forgery
Those involved in real estate fraud and forgery can be clever and persistent. This could mean complications for your home purchase.
In a western state, an innocent buyer purchased an attractive home through a realty company, accepting a notarized deed from the [...]
Filed under: Title Insurance | Tagged: 1031 Tax Exchange, Attorney, Coastline, Commercial, county, deeds, equity, Florida, foreclose, foreclosure, home, house, Insurance, land, Law, loan, mortgage, Notary service, Pinellas, Pre Foreclosure sales, property, Real estate, Realtor, Remote closings, Residential, Reverse Mortgages, Seminole Florida, Title | Leave a Comment »
Posted on October 7, 2008 by coastlinetitle
Types of Title Insurance
There are two types of title insurance:
1) Lenders title insurance, also called a Loan Policy
2) Owner’s title insurance.
Most lenders require a Loan Policy when they issue you a loan. The Loan Policy is usually based on the dollar amount of your loan. It protects the lender’s interests in the property [...]
Filed under: Title Insurance | Tagged: 1031 Tax Exchange, Attorney, Coastline, Commercial, county, deeds, equity, Florida, home, house, Insurance, Law, loan, mortgage, Notary service, Pinellas, Pre Foreclosure sales, Real estate, Realtor, Remote closings, Residential, Reverse Mortgages, Seminole Florida, Title | Leave a Comment »
